- Bedroom's *
- Bathroom's *
- Size of House - m² **
- Plan Example
- Regular Home
- Up to 3 Bedrooms
- 1 Bathroom
- up to 120 m²
- Medium Home
- 4 Bedrooms
- 2 Bathrooms
- 120 - 180 m²
- Large Home
- 4 or More Bedrooms with Ensuites
- 2 or More Bathrooms
- 180 - 250 m²
* Indicative of how many Bedrooms or Bathroom you may have, may not be the same as your Home
** m² - The area equal to a square that is 1 meter on each side. The deciding factor on which plan you use.
What Do You Get ?
Our Residential Rebuild Report provides you with a realistic rebuild price of your home for insurance purposes.
Output to you includes an indicative plan of your home along with a short form report, identifying your key features and other special characteristics or allowances.
A site visit involves photos and measuring and takes up to 2 hours.
We also offer a subscription service with various options over time. The service reports to you at your insurance renewal time the updated value of your home based on the initial report.
Prices include GST, and are fixed.
If you are within 50km of Dunedin central, or Auckland Central, the price includes everything. If you are outside of these areas, we will stack some inspections to ensure minimal additional travel costs, this may take a little longer
Qntfi reassures you that your insurance cover is correct – No more guesswork. This protects you against paying too much premium, or being underinsured.
What happens if my insurance premium renewal isn’t due for some months ?
If your insurance premium isn't due for some time, we can still do the Residential Rebuild Report now and give you a free subscription until your renewal time.
We will then provide you an updated report at that time, for you to advise your insurance provider. This means you can lock in the price and make a saving.
What happens if you don't subscribe ?
There is no obligation to subscribe. However, the updated rebuild values will only be given to paid subscribers.
If you are not a paid subscriber we may contact you after a year and offer you the updated report at the then current price. By buying now you fix in the updates at today’s prices.
Unfortunately prices can vary without notice and are likely to increase over time.
If you are unsure, we suggest that you subscribe for the minimum of one year. This will mean you stay on our books.
If you want to save more over time and have the certainty of updated house rebuild values, buy a longer subscription.
I seem to pay a lot of insurance premium ?
Some New Zealanders are over insured and paying too much insurance as their home is insured at the market price or purchase price, which includes their land and may be over inflated.
The bank where my mortgage resides, requires me to have insurance, what value do I insure it for ?
The actual cost to rebuild is the best idea.
If you insure it for more than the rebuild cost, then you are unlikely to receive any extra benefit from a claim and only pay the insurance more premium than you have to.
What are the insurance providers obligated to pay on a replacement claim ?
Insurance is about putting you back to near the way you were as possible.
There are practical limits to this and common sense is to be used here and it is usually covered in the small print of the insurance providers policy contract.
This does not mean that they will pay you more than you are insured for if making a claim.
Does insurance cover land ?
No, it does not.
The rebuild cost is more than my house is worth ?
Many New Zealanders are under insured.
Some homeowners, because of local market conditions, may have homes with a lower market value than the actual cost to rebuild.
It’s still important to insure to protect your major asset for the correct amount.